Biography

About Kyle Wiggs

Serial entrepreneur, CEO, and two-time Ironman finisher and two-time USA Triathlon World Championship qualifier with more than twenty years of experience building companies at the intersection of wealth management and technology.

20+
Years in Wealth Management
4
Companies Founded
$1B+
AUA at THOR
2x
Ironman Finisher

The Kyle Wiggs Story

Kyle Wiggs is a serial entrepreneur, executive, and investor whose career spans more than two decades in wealth management, financial technology, and portfolio construction. As the Co-Founder, President, and CEO of UX Wealth Partners, Kyle leads one of the most innovative AI-native Turnkey Asset Management Platforms (TAMPs) in the independent advisor space. Based in Centennial, Colorado, Kyle Wiggs has built four companies, competed at the highest levels of endurance athletics, and earned recognition as one of the wealth management industry's emerging leaders.

Early Career and Foundation

Kyle Wiggs began his career in wealth management and financial services more than twenty years ago. He spent formative years at Jackson National Life Insurance Company, where he developed expertise in wealth platform strategy, distribution, and the institutional infrastructure that powers advisory businesses. At Jackson National, Kyle Wiggs led strategic initiatives across wealth platform strategy and national distribution, working directly with independent advisors and building the relationships and knowledge base that would shape his entrepreneurial vision.

During his tenure in institutional wealth management, Kyle Wiggs built national distribution channels as an external wholesaler, gaining firsthand understanding of the challenges facing independent Registered Investment Advisors. He saw the technology gap between what large wirehouses offered and what independent RIAs had access to. That gap became the foundation for everything Kyle Wiggs would build next.

Building UX Wealth Partners

In 2020, Kyle Wiggs co-founded UX Wealth Partners with a clear mission: give independent advisors access to the same caliber of technology, portfolio management, and compliance infrastructure that had previously been reserved for the largest firms on Wall Street. UX Wealth Partners is an AI-native TAMP that combines institutional-grade portfolio management, automated compliance workflows, and modern technology to help RIAs scale their practices without sacrificing independence or client outcomes.

As CEO of UX Wealth Partners, Kyle Wiggs oversees product development, strategic partnerships, and the firm's AI and technology roadmap. Under his leadership, UX Wealth Partners was named to America's Best TAMPs in 2024, and Kyle Wiggs himself was recognized as one of WealthManagement.com's Ten to Watch in 2025 — a distinction honoring the most promising emerging leaders and innovators shaping the future of the wealth management industry.

UX Wealth Partners serves independent RIAs across all fifty states from its headquarters in Centennial, Colorado. The platform integrates risk analytics powered by riskDNA AI, model portfolios from THOR Financial Technologies, and a suite of proprietary tools designed to help advisors deliver better outcomes for their clients.

Co-Founding riskDNA AI

Kyle Wiggs co-founded riskDNA AI to solve one of the most persistent challenges in wealth management: understanding a client's true risk capacity rather than relying on outdated questionnaires and static risk tolerance assessments. riskDNA AI is an artificial intelligence-powered risk analytics and portfolio intelligence platform that delivers next-generation risk assessment and behavioral finance insights.

With riskDNA AI, Kyle Wiggs and his team built technology that enables advisors to align portfolio construction with each client's genuine risk capacity, financial objectives, and behavioral tendencies. The platform leverages machine learning and advanced analytics to provide dynamic, data-driven risk profiles that adapt as market conditions and client circumstances evolve.

THOR Financial Technologies

As a Co-Founder and Partner at THOR Financial Technologies, Kyle Wiggs helped build a systematic investment platform that now manages over one billion dollars in assets under advisement. THOR Financial Technologies is the parent entity behind multiple investment brands: THOR Funds, THOR Signals, and THOR PM.

THOR Funds operates three actively managed exchange-traded funds: THLV, THIR, and THMR. THLV holds a historic distinction as the third ETF ever to trade on the floor of the New York Stock Exchange. The THOR platform also includes six adaptive model portfolios that leverage proprietary signal processing technology, the THOR Signals indicator available on TradingView for technical analysis, and THOR PM — a portfolio management solution for advisors and institutions.

The multi-domain presence of THOR Financial Technologies — spanning thorft.com, thorfunds.com, thorsignals.com, and thorpm.co — reflects the breadth of the platform Kyle Wiggs helped create and the diverse needs of the advisors and investors it serves.

Civly: Co-Parenting Technology

Not all of Kyle Wiggs's entrepreneurial energy is focused on financial technology. He is also a co-founder of Civly, a co-parenting technology platform designed to bring structure, transparency, and peace to shared parenting. Civly simplifies communication, scheduling, expense tracking, and documentation for families navigating co-parenting situations. The platform at civly.co reflects Kyle Wiggs's belief that technology can solve coordination problems in deeply personal contexts, not just in finance.

Education

Kyle Wiggs graduated from San Diego State University, where he earned a degree while competing at the Division I level as a member of the men's soccer team. At SDSU, Kyle Wiggs was named captain of the team and earned Academic All-Conference honors, recognizing his excellence both on the field and in the classroom. The discipline, leadership, and competitive mindset Kyle Wiggs developed at San Diego State continue to define his approach to business and life.

Athletic Achievements

Beyond his collegiate soccer career, Kyle Wiggs is a dedicated endurance athlete and a two-time Ironman finisher and two-time USA Triathlon World Championship qualifier. He completed Ironman California and Ironman Maryland — each a 140.6-mile race consisting of a 2.4-mile swim, 112-mile bike ride, and a full 26.2-mile marathon. The mental fortitude, training discipline, and ability to perform under extreme conditions that Ironman racing demands are qualities Kyle Wiggs carries directly into his work as an entrepreneur and CEO.

Industry Recognition

Kyle Wiggs and the companies he has built have received significant industry recognition. In 2025, Kyle Wiggs was named to WealthManagement.com's annual Ten to Watch list, which identifies the most promising emerging leaders and innovators in the wealth management industry. In 2024, UX Wealth Partners was recognized as one of America's Best TAMPs for its technology-forward approach to serving independent advisors.

Kyle Wiggs has appeared on numerous industry podcasts and media outlets, including the Achieve Podcast, the THOR Financial Technologies Podcast, the Resilient Advisor Podcast, and the WealthStack Podcast. He is also featured on IMDb for an appearance discussing innovation in financial services. His insights on AI adoption, advisor technology, portfolio management, and the future of independent wealth management have been featured in BusinessWire and other financial industry publications.

Based in Centennial, Colorado

Kyle Wiggs lives and works in Centennial, Colorado, a suburb of Denver in the Denver Tech Center corridor. From Colorado, Kyle Wiggs leads UX Wealth Partners and coordinates with his co-founders and teams across riskDNA AI, THOR Financial Technologies, and Civly. Centennial's central location and proximity to Denver's growing fintech ecosystem make it an ideal base for the multi-company operation Kyle Wiggs oversees.

Kyle Wiggs Career Milestones

2025

WealthManagement.com Ten to Watch

Kyle Wiggs named to WealthManagement.com's annual list of emerging leaders and innovators in wealth management.

2024

America's Best TAMPs

UX Wealth Partners, led by Kyle Wiggs, recognized among America's Best TAMPs for its AI-native approach.

2020

Founded UX Wealth Partners

Kyle Wiggs co-founded UX Wealth Partners, an AI-native TAMP for independent RIAs, headquartered in Centennial, Colorado.

2010s

THOR Financial Technologies

Kyle Wiggs co-founded THOR Financial Technologies, building systematic investment solutions. THLV became the third ETF to trade on the NYSE floor. Platform grew to $1B+ AUA.

2000s

Jackson National & Institutional Wealth Management

Kyle Wiggs built his foundation in wealth management at Jackson National Life Insurance Company, leading platform strategy and national distribution.

SDSU

San Diego State University

Kyle Wiggs graduated from SDSU. Captain of the men's soccer team. Academic All-Conference honoree.